Services
We offer extensive knowledge and expertise in the following areas.
fair housing
- Descrimination and Lending Practices
- HMDA
- Sampling and Data Analytics
fair lending
- Advertising and Marketing
- Loan Origination
- Processing
- Underwriting
- Valuations
national mortgage settlement
- Applicability
- Availability
- Determinations
- Loss Claims
Regulatory Oversight, Reporting, and Matrices
- Fannie Mae
- Freddie Mac
- USDA
- FHA/HUD
- VA
- Treasury
- FTC
- CFPB
- OCC
Mortgage Servicing and Mortgage Default
- CFBP
- Dodd-Frank Guidelines/Regulations
- Washington State Foreclosure Fairness Act
- California-Homeownership Bill of Rights (HBOR)
- Deed in Lieu
- Shortsales
- Short Payoffs
- Force Placed Insurance
- QWR’s
- Error Resolution
- Early Intervention
- Call and Conversation Logs
- ARM Analysis, Adjustments
- Supplemental Directives
- Bulletins
- Federal Registry Publications
- GSE and Non-GSE Portfolios
- Securitization
- Net Present Value (NPV)
- Calculation of DTI, TDTI, TLTC, CLTV, Income, Ratios
- Amortization Schedules
- Transfers
- On-boarding/Off-boarding
- Pooling and Servicing Agreements (PSA)
- Advance Claims
- Valuations, BPO, AVM-Work Files and Conflicts of Interest
- Disaster Programs
- Moratoriums
FHA
- Title One Loans
- Modifications
- Short Pay-offs
- HMDA COMPLIANCE
- EEM Loans
- Loss Mitigation Steps
- Partial Claims
- Mortgage Letters
HECM/Reverse Mortgage
- HUD-Mortgage Letters
- Insurance and Lender Paid-Force Placed Insurance
- De-Minimis Rules
- Reinstatement
- Loss Mitigation
Landlord/Tenant
- Leases
- Leasehold Estates
- Eviction/Wrongful Eviction Claims
- Discrimination
Commercial
- Applicability of Consumer Protection Claims
- Collateral and Cross-Collateralization
- Pledge and Hypothecation
- Mezzanine Financing
Pre/Post MHA-HAMP
- HAFA
- 2MP
- Incentive Payments
- Servicing Alignment Initiative
- Servicer Participation Agreement
Consumer Protection Claims
- RESPA
- TILA
- TRID
- ECOA
- FDCPA
- FCRA
- FACTA
- UDAP
- WRONGFUL FORECLOSURE
Damage Analysis
- Loss of Use
- Amortized Losses
- Claims in General
- Reverse Calculations
- Loss Mitigation
Title Claims
- Chain of Title
- Vesting Disputes
- Recording
- Free Floating Deed/Documents/Assignments/Allonges
- Life Estates
- Lot Line and Property Disputes
